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© 2019 Site by Reclaim in Spain

Registered in England - Company No. 09027457.

VAT Registration No: 254 4832 96.
Authorised & Regulated by the Financial Conduct Authority reference 796414

Mortgage Floor Clause

If we told you you’ve been overpaying your Spanish mortgage for no gain whatsoever, wouldn’t you want your money back?

If you have or used to have a Spanish mortgage where the repayments were never reduced since the beginning of your mortgage term, you could have a Mortgage Floor Clause and be due a refund of overpaid interest and have your future repayments reduced.

Over 2 million variable-rate Spanish mortgage contracts contain a hidden clause that mean your repayments will never drop below a certain level.


We will manage everything for you and provide regular updates on the progress of your Spanish property claims.